OnPay

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One of the most transparently priced payroll tools on this list and a genuinely good fit for very small businesses, though it lacks Gusto's polish and app ecosystem.

What it does

OnPay is a straightforward payroll platform for small businesses, with one published plan (Payroll Essentials) rather than multiple confusing tiers, plus optional add-ons for HR tools, compliance resources, and live HR support. It handles tax withholding, remitting, and filing with no extra fees, and offers month-to-month billing with no cancellation penalty. It's a simpler, more transparent alternative to larger payroll providers, aimed squarely at very small businesses that want predictable pricing without add-on surprises.

Who this helps

You run payroll for a small business.

You want one simple plan instead of confusing tiers.

You want HR and compliance add-ons when you need them.

You want transparent, published pricing.

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